Financial Projections Template for Small Business
This financial projections template helps you forecast how your business is expected to perform financially over time. It is designed for small business owners who want a clear view of revenue, costs and profitability without complex spreadsheets.
What are financial projections?
Financial projections estimate future income, expenses and profit based on realistic assumptions. They are commonly used for planning, pricing decisions, funding conversations and long-term strategy.
How to use this template
- Estimate expected revenue by product or service
- List fixed and variable costs
- Calculate projected profit or loss
- Review projections monthly and adjust as needed
When financial projections are useful
Financial projections are especially helpful when launching a new business, planning growth, applying for funding or deciding whether a new project is financially viable.
Related business templates
- Business Budget Template
- Cash Flow Template
- Simple Business Plan Template
- Business Model Canvas Template
Next step: once your projections are complete, use a structured weekly planning system to track progress against them.
FAQ
What are financial projections?
Financial projections estimate future revenue, costs and profit based on assumptions. They help with planning, pricing decisions and funding conversations.
What should a financial projections template include?
Most projections include expected revenue, expected costs, and a projected profit or loss view. Some businesses also model scenarios and growth assumptions.
How do projections relate to cash flow?
Projections estimate performance, while cash flow reflects timing of money in and out. They work best together. Related page: Cash Flow Template.
How do projections relate to a business budget?
Budgets plan spending. Projections model overall financial performance over time. Using both supports clearer decisions. Related page: Business Budget Template.
Do I need a business plan to create projections?
A plan helps because projections depend on goals, pricing and delivery capacity. Many small businesses start with a simple plan and expand financial detail from there. Related page: Simple Business Plan Template.