Business Budget Template for Small Business
This business budget template helps you plan and track expenses so you can manage costs and make informed financial decisions. It is designed for small businesses that want clarity without overcomplicated systems.
What is a business budget?
A business budget outlines expected income and expenses over a set period. It helps you control spending, plan ahead and avoid surprises.
How to use this template
- List regular fixed costs such as software, rent and subscriptions
- Add variable costs such as marketing or materials
- Compare planned spending with actual results
- Review monthly and adjust where needed
Why budgeting matters for small businesses
A clear budget supports cash flow, pricing decisions and long-term sustainability. It also makes financial planning more predictable week to week.
Related business templates
- Cash Flow Template
- Financial Projections Template
- Simple Business Plan Template
- Business Plan Examples
Next step: link your budget to weekly planning so financial priorities are reflected in daily work.
FAQ
What is a business budget?
A business budget is a plan for expected income and expenses over a set period, helping you control spending and make informed financial decisions.
What should be included in a small business budget?
Include fixed costs like software and subscriptions, variable costs like marketing and materials, and any professional fees. Review planned versus actual spending regularly.
How is a budget different from cash flow?
A budget estimates what you plan to spend and earn. Cash flow tracks when money actually enters and leaves the business. Related page: Cash Flow Template.
Do I need financial projections if I have a budget?
Projections help you model future revenue, costs and profit beyond budgeting, which can support growth and funding discussions. Related page: Financial Projections Template.
How does budgeting connect to a business plan?
A business plan sets priorities and goals. A budget supports those goals by showing what is affordable and what must be prioritised. Related page: Simple Business Plan Template.